Your neighbourhood moneylender

Personal service.
Since 2017.

HMS Credit is a licensed moneylender at Sim Lim Square. We help borrowers understand their loan options through clear, personal conversations.

A conversation comes first.

Finding the right loan can feel overwhelming. Our team takes the time to understand what you need and explain the documents, assessment and repayment terms involved.

You can begin with a short online enquiry, then visit us at #01-08 Sim Lim Square. We explain the terms before you decide whether to proceed.

Explore our loan options
Registered company
HMS CREDIT PTE. LTD.
UEN
201703408D
Moneylender’s licence
91/2026
Serving borrowers since
2017

Check our business details against the Ministry of Law’s list of licensed moneylenders.

A real place. A personal conversation.

Meet us at Sim Lim Square.

Speak with our team, ask your questions and understand the repayment terms before making a decision.

#01-08 Sim Lim Square
1 Rochor Canal Road, Singapore 188504

Monday–Saturday, 11am–7pm
Sundays by appointment · Closed on public holidays

The entrance to HMS Credit at unit 01-08, Sim Lim Square