Ah Hock's Guide to PHV Loan for Raju's Daughter's Wedding

"Ahoy there! It's me, Ah Hock, your friendly neighborhood storyteller. Today, I've got a tale that's as fiery as a bowl of Tom Yum soup, featuring my best buddy, Raju. Now, Raju and I, we're like roti prata and curry - inseparable. Our friendship is so famous, it could give the Katong Laksa a run for its money. But of late, Raju had gone MIA, and I was as restless as a popiah seller with a broken stove.

Ah hock’s neighbourhood

One sunny afternoon, I decided to check on Raju. I was greeted by his wife, Rani, a woman as vibrant as Madhuri Dixit in a musical number. I asked about Raju, and Rani, sighing like an auntie who missed the 4D winning number by one digit, Rani told me Raju was driving for a ride-hailing app. He was clocking more hours than a durian seller during the peak season, all to save up for their daughter Renuka's wedding. Hearing that I reassured Rani that I will talk to Raju and see if I could come up with a solution for him,

Rani , Raju’s wife

One night, I decided to wait up for Raju. At 1 am, I saw Raju's car parked with the engine running. Raju was inside, as still as a Bollywood hero in a dramatic pause. Worried, I dashed towards the car like a kiasu auntie at a Great Singapore Sale. I flung open the door, and Raju woke up, startled. We both screamed like we had seen a Pontianak, causing a commotion in the neighborhood.

raju thought he saw a Pontianak

Once the dust settled, Raju and I sat down under the void deck. With the wisdom of Amitabh Bachchan in 'Baghban', I advised Raju to prioritize his family and health over money. I suggested that Raju could take a PHV loan from HMS CREDIT, a reliable and trusted licensed moneylender. Looking as shocked as a Bollywood villain caught red-handed, Raju was initially hesitant. But I reassured him, explaining that HMS CREDIT had a loan repayment calculator on their website (https://www.hmsmoney.com/hms-credit-repayment-calculator) that could help him plan his budget, making it easy for him to estimate the repayments. Raju, after some thought, agreed. He realized he didn't have to drive himself to exhaustion to save up for the wedding. He could take a PHV loan and repay it slowly, without the added stress. And so, the tale of Raju and Ah Hock took a turn for the better. Raju learned about financial planning, and I, in my own way, saved the day. As for Rani, she was relieved that her husband wouldn't be driving like a madman anymore. And we all lived happily ever after, with a bit of help from HMS CREDIT.

PHV Loan available with HMS CREDIT

So, remember folks, when in need, don't stress yourself out. Check out HMS CREDIT, your reliable & trusted licensed moneylender. They're just a click away! And if you're a PHV driver like Raju, remember, there's always a PHV loan waiting for you. Now, isn't that a Bollywood ending?"

HMS Credit monthly repayment calculator

Hello, lah! It's me, Ah Hock, your friendly neighbourhood financial guru. Today, I've got a story that's as surprising as finding a durian that doesn't smell. It's all about the HMS Credit Loan Repayment Calculator.

So, there I was, waiting for the lift at my HDB block after a long day at the Kopitiam. Just as the doors were about to close, who should rush in but my old kaki (friend), Mr. Tan. He looked as flustered as a chicken in a thunderstorm, muttering something about loans and durians.

MR TAN - Durian Dealer

Seeing his distress, I asked him eh Tan ar why so serious? He replied, he was wondering if it was ok taking a loan for his durian business but was worried about the repayments. He wished there was an easy way he could gauge the repayments before committing to a loan. Aiya Mr Tan Small matter la, i decided to share a secret weapon I had up my sleeve - the HMS Credit Loan Repayment Calculator. I told him, "Mr. Tan, this thing is like the chilli padi in your laksa - small but powerful. It can estimate your monthly loan repayments faster than you can say 'kiasu'."

Mr. Tan's eyes widened like saucers. He was amazed at how simple it was—all he needed to do was enter the loan amount, interest rate, and repayment period, and voila! He got his answer. It was like having a personal fortune teller, but for loans.

Auntie Rosie - she can spread news faster then BBC

Suddenly, the lift stopped at the 5th floor. In walked Auntie Rosie, the neighbourhood gossip. She overheard our conversation and was so impressed, she almost dropped her grocery bags. She started asking me about the calculator, and before I knew it, I was the star of the lift.

AH hock’s neighbourhood

As I stepped out of the lift, I couldn't help but chuckle. Who would have thought a simple lift ride could turn into such an adventure? But that's the beauty of life in our little red dot, right?

So, there you have it, my kakis. The HMS Credit Loan Repayment Calculator - your secret weapon to conquering your financial goals. Now, if you'll excuse me, my Teh Tarik is getting cold. Until next time, this is Ah Hock, signing off. Take care, lah!

Disclaimer: Please borrow responsibly and make sure you understand the terms and conditions before taking a loan.

Additional Disclaimer: Ah Hock is a fictional character created by the HMS CREDIT team for the purpose of this blog. Ah Hock is not a real person, and all references to Ah Hock should be understood as references to the HMS CREDIT team.